November 20, 2008 Dear Investor: The Dow has made a new low of 7,997, 2% below the 8,175 closing low of October 27. It held above the intraday October low of approximately 7,900, but not by much. The Dow is now down 44% from its peak. There’s not much I can say at this point without sounding repetitive. For investors, it remains a binary question. Is it another “Great Depression” or not? If so, it would still pay to sell...